Rates

Loan Rates

New Auto Loans

  Loan Type  Credit Score  Rate  Term  Financing
New Auto Loan730+2.99%5 Years100% of MSRP
New Auto Loan680-7293.60%5 Years100% of MSRP
New Auto Loan730+3.49%6 Years100% of MSRP
New Auto Loan680-7294.00%6 Years100% of MSRP
New Auto Loan730+3.99%7 Years100% of MSRP
New Auto Loan680-7294.50%7 Years100% of MSRP

Used Auto Loan

  Loan Type  Credit Score  Rate  Term  Financing
Used Auto Loan730+3.99%5 Years (Not older than 10 years old)100% of NADA Clean Retail
Used Auto Loan680-7294.65%5 Years (Not older than 10 years old)100% of NADA Clean Retail
Used Auto Loan730+4.49%6 Years (Not older than 10 years old)100% of NADA Clean Retail
Used Auto Loan680-7295.00%6 Years (Not older than 10 years old)100% of NADA Clean Retail
Used Auto Loan730+7.00%5 Years (Older than 10 years old)100% of NADA Clean Retail
Used Auto Loan680-7297.25%5 Years (Older than 10 years old)100% of NADA Clean Retail

New Motorcycle Loans

  Loan Type  Credit Score  Rate  Term  Financing
New Motorcycle Loan730+3.60%5 Years100% of MSRP
New Motorcycle Loan680-7294.10%5 Years100% of MSRP
New Motorcycle Loan730+4.00%6 Years100% of MSRP
New Motorcycle Loan680-7294.50%6 Years100% of MSRP

Used Motorcycle Loans

  Loan Type  Credit Score  Rate  Term  Financing
Used Motorcycle Loan730+4.65%5 Years100% of NADA Clean Retail
Used Motorcycle Loan680-7295.15%5 Years100% of NADA Clean Retail

New/Used Motorhomes, Campers, Travel Trailers, Boats

  Loan Type  Credit Score  Rate  Term  Financing
New/Used730+7.50%Maximum 7 year term
(if over $30,000 maximum term is 10 years)
New-100% MSRP
Used-NADA Clean Retail
New/Used680-7297.75%Maximum 7 year term
(if over $30,000 maximum term is 10 years)
New-100% MSRP
Used-NADA Clean Retail

New/Used Snowmobiles, Jet Skis, ATV's Tractors or vehicles with salvaged titles

  Loan Type  Credit Score  Rate  Term  Financing
New/Used730+7.50%Max term 48 monthsNew-100% MSRP
Used-NADA Clean Retail
New/Used680-7297.75%Max term 48 monthsNew-100% MSRP
Used-NADA Clean Retail

Unsecured Closed -End

  Loan Type  Credit Score  Rate  Term
Unsecured730+10.00%Maximum 30 months
Unsecured680-72910.25%Maximum 30 months

Unsecured Lines of Credit

  Loan Type  Credit Score  Rate
Unsecured Lines of Credit730+13.00%
Unsecured Lines of Credit680-72913.00%

Vacation Loan Special (April 1 - September 30)

  Loan Type  Credit Score  Rate  Term
Vacation Loan Special730+7.99%Maximum term 12 months
Vacation Loan Special680-7297.99%Maximum term 12 months

Holiday Loan Special (October 1 - March 31)

  Loan Type  Credit Score  Rate  Term
Holiday Loan Special730+7.99%Maximum term 12 months
Holiday Loan Special680-7297.99%Maximum term 12 months

Home Improvement Loans

  Loan Type  Rate  Term
Home Improvement Loans9.00%24 months max term
Home Improvement Loans9.25%36 months max term
Home Improvement Loans10.00%48 months max term
Home Improvement Loans11.00%60 months max term

Debt Consolidation Loans

  Loan Type  Rate  Term
Debt Consolidation Loan12.90%24 months max term
Debt Consolidation Loan13.90% 36 months max term
Debt Consolidation Loan14.90%48 months max term
Debt Consolidation Loan15.90% 60 months max term

Fixed Rate Share Certificates

  Term  Minimum Account Balance  Dividend Rate  Annual Percentage Yield
3 Months$500.000.35%0.35%
6 Months$500.000.65%0.65%
2 Years$500.001.25%1.25%
3 Years$500.001.35%1.35%

Share Draft Checking

Share Draft

  Share Type  Minimum Account Balance  Dividend Rate  Annual Percentage Yield
Share Draft$0 to 499.990.00%0.00%
Share Draft$500 to $2,499.990.05%0.05%
Share Draft$2,500 to $4,999.990.05%0.05%
Share Draft$5,000 & over0.10%0.10%

Savings

Regular Savings

  Share Type  Minimum Account Balance  Dividend Rate  Annual Percentage Yield
Regular$5.00 to $2,499.990.20%0.20%
Regular$2,500 to $9,999.990.20%0.20%
Regular$10,000 to $24,999.990.20%0.20%
Regular$25,000 to $49,999.000.25%0.25%
Regular 0.25%0.25%

Saving Club Acount

  Share Type  Minimum Account Balance  Dividend Rate  Annual Percentage Yield
Savings Club AccountNo Minimum0.20%0.20%

IRAs

  Share Type  Minimum Account Balance  Minimum Dividend Balance
IRAs0.75%0.75%